FD return calculator simple interet -FD return calculator

FD Return Calculator

Principal Amount:

Annual Interest Rate (%):

Investment Duration (Months):

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About FD Return Calculator with Simple Interest
An FD (Fixed Deposit) Return Calculator with simple interest helps you estimate the maturity amount you will receive by investing a lump sum for a fixed period at a fixed interest rate. You can use it by entering the principal amount, interest rate, and tenure to get the total interest and maturity value.

What is FD?

A Fixed Deposit (FD) is a financial instrument provided by banks and financial institutions where you invest a sum of money for a specific period at a fixed interest rate.

How FD Works

When you invest in an FD, the bank locks in your money for a chosen tenure. The bank pays interest (monthly, quarterly, or at maturity), and you receive the principal along with interest upon maturity.

Advantages of FD

• Guaranteed returns with low risk.
• Flexible tenure options.
• Suitable for conservative investors.
• Can be used as collateral for loans.

Disadvantages of FD

• Lower returns compared to market-linked investments.
• Premature withdrawal can lead to a penalty.
• Returns may not beat inflation.